Terms and Conditions

Acceptance of Terms

By accessing and using the Soluciones Horizonte CO S.A.S. website, you agree to be bound by these Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with applicable local laws.

Description of Services

Soluciones Horizonte CO S.A.S. provides financial consulting services, including:

• Advice on government support programs
• Personalized financial education
• Personal and family financial planning
• Benefits eligibility assessment

User Obligations

By using our services, you agree to:

• Provide truthful and up-to-date information
• Not use the site for illegal or unauthorized purposes
• Not interfere with the operation of the website
• Maintain the confidentiality of your access information

Limitation of Liability

Soluciones Horizonte CO S.A.S. provides general information and advice. We do not guarantee the approval of government benefits or specific results. The final decision on benefits rests with the corresponding government entities.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Soluciones Horizonte CO S.A.S. or its content providers and is protected by Colombian and international intellectual property laws.

Modifications

We reserve the right to modify these terms at any time. Changes will take effect immediately upon posting on the website. Your continued use of the site constitutes acceptance of the modified terms.

Jurisdiction

These terms are governed by the laws of the Republic of Colombia. Any dispute related to these terms will be subject to the exclusive jurisdiction of the courts of Bogotá D.C., Colombia.